​THE PROTECTION PLANS WE OFFER:
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WHOLE OF LIFE INSURANCE
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FAMILY INCOME BENEFIT
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LIFE INSURANCE (Term)
- Increasing (Indexation)
- Decreasing (Mortgage)
- Level term
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CRITICAL/SERIOUS ILLNESS INSURANCE
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INCOME PROTECTION
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PRIVATE MEDICAL INSURANCE
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ACCIDENT COVER
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MORTGAGE PROTECTION
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FUNERAL PLAN
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BUILDINGS AND CONTENTS INSURANCE
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LANDLORDS INSURANCE
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SELF EMPLOYED AND BUSINESS INSURANCES
- Public liability insurance
- Products liability
- Employers liability
- Professional indemnity
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RELEVANT LIFE & PERSON INSURANCE
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SHAREHOLDER & PARTNERSHIP PROTECTION
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WE CAN ALSO HELP WITH FINANCE AGREEMENTS THAT CONSIST OF:
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Unsecured business loans
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Asset finance / Bridging finance
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Invoice / Factoring finance
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Second charges
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Development finance
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Business funding for acquisitions and merger
THE DIFFERENT TYPES OF INSURANCE BROKEN DOWN:
We offer a vast range of policies to ensure that you find the right cover for you. Below is a breakdown of the different types of insurance that we offer. Book a free consultation with one of our specilist financial advisers to discuss the right protection package for you, please don't hesitate to contact us for tailored made quotes and recommendations:
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Family Income Benefit:
This policy is designed to restore a monthly income to the family if a tragedy was to occur and is tailored to anyone who has relatives reliant on their income. This type of payment may be more suitable where the main purpose of the policy is to provide ongoing financial support to dependants.
Life Insurance Cover:
Sometimes known as Life Assurance helps provide financial security for people who depend on you, should you die. Lump-sum term cover will pay off any liabilities like a mortgage, personal loans, car finance or any other type of debt in the unfortunate event of death. We also offer an advanced payment in the event of a terminal illness. If the debt is decreasing, you select the decreasing option. If the debt has an increasing aspect or high compound interest rates to it then you select the increasing option.
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Life with Critical Illness Cover:
Designed to pays out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions including heart attack, stroke, cancer and major organ transplants and more. This policy will support those affected by critical illnesses and can also be used to pay off debt, ie mortgage, health care and loans. This policy could also provide for children under the age of 21 with cover against critical illnesses.
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Serious Illness Cover:
The Serious Illness Cover plan will compensate our clients proportionately to how severe their condition is. The plans available to choose are either Comprehensive Cover or Primary Cover.
Income Protection:
This type of cover will restore a percentage of your income if you are unable to work due to sickness, injury or accident. The term will be be held in place usually up until retirement age. An income protection plan will protect your lifestyle and cover your core essential expenses. Income protection may also help to protect your credit scores, prevent insolvencies and bankruptcies which impacts on future lines of credit.
Whole Of Life Insurance:
Whole of life insurance is comprehensive and its created to care for the financial needs of your family in almost all aspects. This includes paying off funeral costs, clearing inheritance tax bills and creating a lump-sum to be paid to family children, grandchildren or an appointed beneficiary.
Private Medical Insurance (PMI):
Private medical cover will typically give you access to increased medical resources, reduced hospital waiting times and a wider range of specialist treatments, as well as a private room.
* Fast access to treatment.
* A choice of when you want to be treated.
* A choice of where to be treated.
* A choice of consultant and private specialists
* Sometimes, the option to have treatment(s) which may not be available on the NHS.
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And More.....